{"id":378,"date":"2021-08-17T06:09:06","date_gmt":"2021-08-17T06:09:06","guid":{"rendered":"https:\/\/xlnc.info\/instamortgage\/?p=378"},"modified":"2023-10-19T05:28:05","modified_gmt":"2023-10-19T05:28:05","slug":"items-to-bring-to-a-closing-appointment","status":"publish","type":"post","link":"https:\/\/xlnc.info\/instamortgage\/items-to-bring-to-a-closing-appointment\/","title":{"rendered":"Items to Bring to a Closing Appointment"},"content":{"rendered":"
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\"Contract-of-Home-Sale\"<\/div>\n<\/div>\n

Your real estate agent and\/or mortgage loan officer should provide you with a final list of documents that need signatures or updated verifications, so the general list of items needed at closing is quite basic:<\/p>\n

1. Funds To Close \u2013<\/strong><\/p>\n

<\/strong>If you are required to bring in a down payment and\/or pay for closing costs to finalize the transaction, you\u2019ll need to bring a certified check from a bank. The escrow company, your agent and the loan officer should provide you with a full breakdown of all fees \/ costs involved in the transaction.<\/p>\n

While these final numbers may be more accurate than the initial Good Faith Estimated which was provided at the beginning of the application process, there will still be a small buffer amount added by escrow to cover any prepaid interest or other minor changes.<\/p>\n

If you don\u2019t have to bring in any funds to close, then you might actually be getting a portion of the Earnest Money Deposit back.<\/p>\n

Remember, it is important to make sure these funds to close come from the proper sources.<\/p>\n

2. Proof of Identification \u2013<\/strong><\/p>\n

<\/strong>Official Drivers License or State ID card. Passports will work as well.<\/p>\n

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